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Insurance Product Manager - Residential Products

Location Munich, Germany Date posted 09/29/2025 Job type Full-Time Work mode Hybrid Job level Professional Job ID 8863 Company American Modern Insurance Group Employment type Regular Area of expertise Operations & Product Management
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Title: Product Manager (Insurance Product Line Manager, Line of Business Manager, P&C Product Manager)

Location: current schedule is hybrid (40-50% in the Amelia, Ohio office). Open to consider remote, working standard business hours - Eastern Time Zone. 

*Please add a cover letter with details if you are not local and plan to relocate for the hybrid schedule

Recruiter: Sonya Fischesser

Exempt position

Applicants requiring employer sponsorship of a visa will not be considered for this position.

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for residential property – such as manufactured homes and specialty dwellings – and the recreational market, including boats, personal watercraft, classic cars, and more. We provide specialty product solutions that cover what the competition often can’t. We write admitted products in all 50 states and have a premium volume of $1.9 billion.

Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re’s Global Specialty Insurance division. Our employees receive boundless opportunity to grow their careers and make a difference every day - all in a flexible environment that helps them succeed both at work and at home.

We are seeking an experienced insurance professional with a strong background in Property and Casualty insurance, particularly in residential lines. If you have a passion for P&C insurance and a deep understanding of the residential market, we encourage you to apply.

Purpose:

The Product Manager manages and is responsible for the profit and loss of their assigned line of business.  Oversee and coordinate all aspects of the product ensuring activities are properly aligned with company goals, values, and strategies. Manages results through appropriate rate levels, product design, development and implementation, rating segmentation, profile management and marketplace positioning.

Roles & Responsibilities:

  • Provides timely, quality, compliant delivery of our products to agents, markets, and consumers.
  • Plan state review schedule and determine and approve the state’s rate need in order to maintain profitability.
  • Key communicator with Agents, Actuary, Marketing, Sales, Underwriting, and other interested parties for buy in on product reviews.
  • Interpretation and implementation of countrywide product direction for a particular state within line of business.
  • Primary contact for Sales RVP and Territory Sales Manager.
  • Specific knowledge of our system during the quote, issuance, and endorsement process.
  • Work with Underwriting to set the direction and tone of the Underwriting Guidelines for a particular state.
  • Participate in go to market business readiness support.
  • Answer line of business, conduct all DOI complaints, develop Market Conduct research and support, manage premium waivers, and facilitate state surveys.

Required Skills:

  • Strong analytical abilities including understanding of advanced mathematics and statistical concepts
  • Strong command of Excel and MS Office Suite applications
  • General understanding of Pricing Segmentation, State Regulations, Reinsurance, Policy Contract Language, Product Management and Underwriting
  • Proven ability to lead, innovate and make decisions in order to foster and develop more advanced techniques as appropriate for the functional area.
  • Background in insurance product management, specifically in residential P&C insurance

Education, Certifications & Designations:

Required:Bachelor’s Degree Business, Finance, Math, Statistics or similar field

Preferred: MBA or similar advanced degree, CPCU and/or FCAS

We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:

  • Two options for your health insurance plan (PPO or High Deductible)
  • Prescription drug coverage (included in your health insurance plan)
  • Vision and dental insurance plans
  • Short and Long Term Disability coverage
  • Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes spouse/domestic partner and children)
  • Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity)

In addition to the above insurance offerings, our employees also enjoy:

  • A robust 401k plan with up to a 5% employer match
  • A retirement savings plan that is 100% company funded
  • Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries
  • Eligibility to receive a yearly bonus as a Munich Re employee
  • A variety of health and wellness programs provided at no cost
  • A hybrid environment that gives you a choice in where and how you get work done
  • A corporately subsidized on-site cafeteria as well as a We Proudly Serve coffee shop
  • An on-site complimentary workout facility as well as walking trails on campus grounds
  • On-site wellness center complete with nurse practitioner
  • Financial assistance for adoptions and infertility treatment
  • Paid time off for eligible family care needs
  • Tuition assistance and educational achievement bonuses
  • Free parking
  • A corporate matching gifts program that further enhances your charitable donation
  • Paid time off to volunteer in your community

At American Modern, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services.  

We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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Your Benefits

With us, you get more than just an exciting job. Enjoy a wide range of employee benefits tailored to your wellbeing and development. Please note that regional differences may apply.

Competitive Salary

We provide fair and competitive compensation that reflects your performance and commitment.

Company performance-based Incentives

In addition to your salary, our variable compensation approach allows you to share in Munich Re's success.

Recognition and Special Rewards

We recognise outstanding individual contributions through a variety of targeted rewards and incentives.

Retirement Planning

We support your long-term financial wellbeing with retirement solutions aligned with local regulations.

Inclusive Workplace Culture

We foster a respectful, inclusive, and values-driven environment.

Learning & Development

We offer tailored learning opportunities with a strong focus on core skills and business-critical knowledge.

Work-Life-Balance

Supporting your ability to balance family, leisure, and your career.

Health & Wellbeing

We support your physical and mental health through a range of programs and activities in each location.

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