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Senior Portfolio Manager Global P&C (m/w/d)

Location Düsseldorf, Germany Job type Full-Time / Part-Time Work mode Hybrid Job level Professional Job ID ERGO02459 Company ERGO Employment type Regular Area of expertise Claims & Underwriting
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Roles & Responsibilities

  • Shape product development and innovation for the Property & Casualty portfolio, including market and competitor benchmarking and connecting best practices across ERGO entities.
  • Act as central contact for local ERGO entities and internal stakeholders; ensure effective communication and coordination between local companies, Global P&C, ERGO International, Controlling, IRM and the wider Munich Re network.
  • Continuously monitor underwriting performance, profitability and P&L by combining product, underwriting, pricing and actuarial analyses with relevant financial KPIs.
  • Design and implement measures to improve product profitability in close cooperation with Pricing, Reinsurance, Claims, Actuarial, Data/Analytics, Finance, Controlling and Internal Audit.
  • Prepare, conduct and follow up on senior management meetings and contribute content to the annual planning process (e.g. loss cost/frequency trends, portfolio mix).
  • Lead strategic projects in the Property & Casualty area to further develop the portfolio, processes and management tools.
  • Ensure an effective product, underwriting and pricing governance framework, including implementation of underwriting guidelines, training, audits and due diligence processes, as well as definition and follow-up of improvement actions.

Your profile

  • University degree and/or equivalent qualification in economics, finance, mathematics or insurance, plus professional experience in the insurance industry or in management consulting with a strong focus on insurance.
  • Sound knowledge of portfolio management and confident use of tools for product and profitability analysis, rate adjustments and interpretation of financial KPIs in Property & Casualty business.
  • Strong aptitude for data-driven decision making; experienced in performing targeted analysis of large data sets and in presenting and visualising results in a clear and meaningful way.
  • Proven experience in project and interface management and in working with decision-makers from different functional and responsibility areas.
  • Strategic, analytical and execution-oriented mindset, strong abstraction skills and clear, audience-appropriate communication.
  • Genuine interest in international topics and projects, combined with willingness to travel on a moderate basis.

What We Offer

At ERGO, you don’t just design processes—you shape your own career path:

Strong Start & Development: We offer a structured onboarding program, digital learning platforms, and targeted training. We support your professional and personal growth.

Freedom to Innovate: You help design processes, drive change, and work on cross-functional initiatives.

Learning-Oriented Culture: We don’t expect perfection—we develop skills together.

Flexible Work: Flexible work hours and up to 50% remote work make it easier to balance your professional and personal life.

If you have any technical or content-related questions, please feel free to contact Mr. Judith Lameyer.

Don’t meet every requirement in this job posting 100%? We’d be happy to offer you the opportunity to develop any missing professional or personal skills through targeted onboarding and/or training programs. Feel free to reach out to us!

For this position, we offer training through the Reskilling Academy. If you have any questions about reskilling, please contact: ReskillingAcademy@ergo.de.

About Us:

ERGO is one of the leading international insurance groups and operates in over 20 countries worldwide. With us, you can expect a modern work environment, diverse development opportunities, and responsibilities that will help you grow both personally and professionally. Join us in reshaping the future of insurance—with a shared goal: to help people live their lives with more courage and fulfillment.

Application deadline:
None. As long as this job posting is online, we look forward to receiving your application.

People with disabilities will be given preference in hiring if equally qualified.

We look forward to receiving your application!

Apply Now

You can find detailed information about the application process here: Find out more

Benefits that inspire!

Experience a modern work environment that offers you not only flexibility and the option for remote work but also the opportunity for your personal and professional growth. With attractive health and fitness programmes, along with valuable financial benefits, we support you in achieving a harmonious balance between your career and personal life.

Flexibility

Flexible working hours: Mobile working, home office or on-site presence in consultation with your team, so that you can balance your work and private life.

Mobile Work

Work from home up to 50% of the time each month. Equipped with modern equipment such as a monitor, keyboard, mouse and headset.

Health & Sport

Benefit from our free company health insurance and our partnership with Urban Sports Club, as well as numerous health initiatives

Food & drink

Enjoy modern canteens and barista bars. Benefit from subsidised meals, free lunch once a week, water and hot drinks, as well as meal vouchers at locations without a canteen.

Financial benefits

Enjoy financial benefits such as a company pension scheme, holiday pay and Christmas bonus, travel allowance and corporate benefits.

Further Education

Take advantage of our digital learning opportunities, career podcasts, technology training, leadership programmes, mentoring and coaching for further development.

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